Skip-A-Pay
It’s time again for Skip-a-Pay! MCFCU offers the Skip-a-Pay program twice a year as a convenient way for our members to save money. Whether you need to catch up on bills, pay for your vacation, or simply have some extra cash, Skip-a-Pay can help. Apply June 1st-August 26th to skip your loan payment!
To apply, just fill out and submit the form below. Applications must be received by June 26th to skip June payments, July 24th to skip July, or August 26th to skip August. Click here for a printable version of the form, which you can drop off in person or by mail, fax, or night drop.
Skip-a-pay is available on qualified existing loans. In order to apply, a minimum of ONE full payment must have been made on new loans, and all MCFCU accounts and existing loans must be current and in good standing. All skip-a-pays are subject to Morehead Community Federal Credit Union approval.
Online Application
Loan Reserve Account Holders
Members that have a Loan Reserve account at the Credit Union can manage those funds via Internet Banking and the mobile app. If your Skip-a-Pay application is approved, you will have immediate access to your money! Once you see that your due date has successfully advanced, you can transfer the excess from your Loan Reserve. Just be sure to leave enough to satisfy any loan payments that were not skipped. If you have any questions regarding your payments or transfers, please contact us at (606) 784-2201.
