Privacy and Legal  

Morehead Community Federal Credit Union, your member owned financial institution, is committed to providing you financial products and services to meet your needs and reach your financial goals.

We are equally committed to protecting our members’ privacy. You can be confident that your financial privacy is a priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use, and safeguard your personal financial information. If you have any questions, please contact us at: 606-784-2201.

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Information We Collect and Disclose About You

 

Morehead Community Federal Credit Union collects nonpublic information about you from the following sources:

·         Information we receive from you on applications or other forms;

·         Information about your transactions with us or others;

·         Information we receive from a consumer reporting agency; and

·         Information we receive from our sponsors.

 

We may disclose all of the information we collect about our members and former members as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.  We may also disclose nonpublic personal information about our members and former members to nonaffiliated third parties as permitted by law.

 

How We Protect Your Information

 

Morehead Community Federal Credit Union restricts access to your personal and account information to those employees, directors and supervisory committee members who need to know that information to provide products or services to you or perform their duties under federal or state regulations.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

 

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What You Can Do to Help Protect Your Privacy

 

Morehead Community Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:

·         Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your credit or debit card which can provide free access to your account if your card is lost or stolen.

·         Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should proceed with caution. Official credit union staff will have access to your information and will not need to ask for it.

·         Keep your information with us current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.

 

Your savings federally insured to at least $250,000.00 and backed by the full faith and credit of the
United States Government National Credit Union Administration, a US Government Agency
Privacy Statement                Customer Identification Program